Governance
Key Issues
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Demographic Pressure – Ageing population and shorter working lives
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Financial Sustainability – Ongoing pressure on pension adjustments
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Regulatory Dynamics – Constant change through new legislation
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Interstate Complexity – Cross-border pension rights and procedures
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Legacy Systems – Ageing IT infrastructure limiting efficiency
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Administrative Load – Rising service demands with limited resources
Key Issues
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Fragmented systems and misaligned data
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Low data quality and unreliability
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Limited transparency and inability to track data provenance
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Security and regulatory risks (GDPR, availability, confidentiality)
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Slow analytics and decision-making
